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How would your car hold up in a crash?

How would your car hold up in a crash?

  You’re much safer driving a car today than you were years ago, thanks to crash testing and the crash-test dummies that take the hit for you. Crash testing progresses so quickly, in fact, that the car you were driving last year may not meet the same safety standards this …

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Poor vision can lead to higher auto insurance premiums

Poor vision can lead to higher auto insurance premiums

As part of the natural aging process, eyes lose the ability to see clearly under dim conditions, which risks the safety of drivers and those sharing the road. “Safe operation of automobiles, motorcycles and recreational vehicles require split-second actions to stay on course,” says Dr. Thomas Harvey, an ophthalmologist and …

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Can you save money with an auto insurance exclusion?

Can you save money with an auto insurance exclusion?

It’s not uncommon for a car insurance company to mandate an exclusion, a provision in an insurance policy that denies or restricts car insurance coverage. “Insurance companies can exclude specific drivers from coverage if the driver does not meet their underwriting guidelines,” says Jeremy Schaedler, owner of Schaedler Insurance in California. But …

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Poor credit history can harm your ability to buy home and car insurance

Poor credit history can harm your ability to buy home and car insurance

The cancellation of homeowner’s insurance policies in Florida based on consumers’ credit histories is drawing close scrutiny from state insurance officials.   In a recent letter to Insurance Commissioner Kevin McCarty, the state’s insurance consumer advocate, Robin Smith Westcott, criticized insurers for using legal claims and financial judgments against policyholders, along with …

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Need for speed could jeopardize your car insurance

Need for speed could jeopardize your car insurance

If you have a need for speed, it could get you in trouble with your car insurance company. Policyholders who drive at a racing facility in a car covered by a standard car insurance policy are taking a trip down the fast lane to financial hardship, says Loretta Worters, a spokeswoman …

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Unexpected ways to lose your car insurance

Unexpected ways to lose your car insurance

Everybody knows your car insurance could be canceled for a serious infraction like driving drunk. But what if it gets canceled because you didn’t wear a helmet while skateboarding? Or you own a company that makes firearms? Not likely, right? Actually, these are two recent cases when motorists were told by car …

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5 big mistakes to avoid after a car crash

5 big mistakes to avoid after a car crash

Here are the biggest mistakes you need to avoid: Making any statement about the accident to the other party. Giving the other driver too much information. Deciding not to call the police. Not getting the other driver’s information. Failing to photograph the accident scene  

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Used cars need insurance too

Used cars need insurance, too

More consumers are willing to buy used cars instead of new ones, according to a January 2011 Consumer Reports survey. Two-thirds of those surveyed said they were more likely to consider a late-model used car for their next purchase than they were several years ago Buying a used car can save you …

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4 tips to prevent car crashes in bad weather

4 tips to prevent car crashes in bad weather

Here are four ways to stay safe when driving in poor weather conditions: Be prepared for rain. When driving in rain, first and foremost, slow down, says Bob Medved, safety expert for State Farm. In addition, make sure your car has tires in good condition. “The tire tread is designed …

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